Rates

Savings Rates as of November 1, 2019.

Savings, Club and Platinum rates effective as of 3rd quarter 2019.
IRA rates are for 3rd quarter 2019.
Certificate rates are reviewed on a weekly basis.

Fees | Savings Calculator | CD Calculator

Savings Accounts

Account TypeRateAPY*
Regular Share Savings0.25%0.25%
PlatinumPlus Share Savings
  • Under $10,000
0.25%0.25%
  • $10,000 - $49,999.99
0.75%0.75%
  • $50,000 - $99,999.99
0.85%0.85%
  • $100,000 and over
0.95%0.95%
Club Share Savings0.25%0.25%
IRA Share Savings0.80%0.80%

Term Certificates

Account TypeRateAPY*
3 Month Certificate0.30%0.30%
6 Month Certificate1.10%1.11%
9 Month Certificate1.10%1.11%
12 Month Certificate1.60%1.61%
18 Month Certificate1.60%1.61%
24 Month Certificate1.80%1.81%
36 Month Certificate1.85%1.86%
48 Month Certificate1.95%1.97%
60 Month Certificate2.25%2.27%

*APY = Annual Percentage Yield.

Loan Rates as of September 1, 2019.

Loan Rates are subject to change without notice.

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Vehicle Loans

Loan Type & TermAPR*
New Auto
  • Up to 24 months
as low as 3.00%
  • 36 months
as low as 3.00%
  • 48 months
as low as 3.45%
  • 60 months
as low as 3.45%
  • 72 months
as low as 3.55%
Used Auto**
  • 24 months
as low as 3.75%
  • 36 months
as low as 3.75%
  • 48 months
as low as 4.45%
  • 60 months
as low as 4.45%
  • 72 months
as low as 4.55%
Classic / Older Used Auto**
  • Up to 36 months
as low as 8.99%
New / Used RV
  • Up to 7 years
as low as 7.00%
  • 8 to 10 years
as low as 8.00%
New Motorcycle / ATV / Watercraft
  • Up to 4 years
as low as 7.00%
  • 5 to 7 years
as low as 8.00%
Used Motorcycle / ATV / Watercraft
  • Up to 3 years
as low as 8.00%
  • 4 to 6 years
as low as 9.00%
Farm / Garden Equipment
  • Up to 7 years
as low as 10.75%

Real Estate Loans

Loan Type & TermAPR*
Home Equity - Variable
  • Up to 15 years
Special 2.9% for 6 months
Home Equity - Fixed
  • Up to 5 years
6.00%
First Mortgage
  • 10 years
Call for rates
  • 15 years
Call for rates
  • 20 years
Call for rates
  • 25 years
Call for rates
  • 30 years
Call for rates
Unimproved Property
  • Up to 7 years
Call for rates
  • 8 to 10 years
Call for rates

Other Loans

Loan Type & TermAPR*
Signature
  • 36 months
8.90%
Tech Gear
  • 36 months
8.00%
Share Secured
  • ---
Share Secured Loans 3%** over Share Dividend Rate fixed at the time the loan is made
Platinum Secured
  • ---
Platinum Secured Loans 3%** over Share Dividend Rate fixed at the time the loan is made
MasterCard Standard
  • ---
11.40%
MasterCard Platinum
  • ---
3.90% for 6 months, then 7.90% thereafter

*APR = Annual Percentage Rate.
**Restrictions apply based upon model year, see loan officer for details.
The rate shown is the lowest available rate. Your rate may be higher depending on your credit score. Approval is not based on credit score.