Rates
Savings Accounts
| Account Type | Rate | APY* |
|---|---|---|
| Regular Share Savings | 0.02% | 0.02% |
| Platinum | 0.02% | 0.02% |
| PlatinumPlus Share Savings | ||
| 0.02% | 0.02% |
| 0.05% | 0.05% |
| 0.07% | 0.07% |
| 0.10% | 0.10% |
| Club Share Savings | 0.02% | 0.02% |
| IRA Share Savings | 0.10% | 0.10% |
Term Certificates
| Account Type | Rate | APY* |
|---|---|---|
| 6 Month Certificate | 0.15% | 0.15% |
| 12 Month Certificate | 0.20% | 0.20% |
| 18 Month Certificate | 0.25% | 0.25% |
| 24 Month Certificate | 0.30% | 0.30% |
| 36 Month Certificate | 0.40% | 0.40% |
| 48 Month Certificate | 0.50% | 0.50% |
| 60 Month Certificate | 0.60% | 0.60% |
*APY = Annual Percentage Yield.
Our Board of Directors have declared the 1st Quarter 2021 dividend rates for Savings, Club, Platinum and IRA Share accounts.
Certificate rates are reviewed on a weekly basis and can change without notice.
Loan Rates as of November 1, 2020.
Vehicle Loans
| Loan Type & Term | APR* |
|---|---|
| New Auto | |
| as low as 1.99% |
| as low as 2.25% |
| as low as 2.25% |
| as low as 2.25% |
| as low as 2.50% |
| Used Auto** | |
| as low as 2.75% |
| as low as 2.99% |
| as low as 2.99% |
| as low as 2.99% |
| as low as 3.25% |
| Classic / Older Used Auto** | |
| as low as 7.99% |
| New / Used RV | |
| as low as 6.00% |
| as low as 7.00% |
| New Motorcycle / ATV / Watercraft | |
| as low as 6.00% |
| as low as 7.00% |
| Used Motorcycle / ATV / Watercraft | |
| as low as 7.00% |
| as low as 8.00% |
| Farm / Garden Equipment | |
| as low as 10.75% |
Real Estate Loans
| Loan Type & Term | APR* |
|---|---|
| Home Equity - Variable | |
| Special 2.9% for 12 months |
| Home Equity - Fixed | |
| 4.50% |
| First Mortgage | |
| Call for rates |
| Call for rates |
| Call for rates |
| Call for rates |
| Call for rates |
| Unimproved Property | |
| Call for rates |
| Call for rates |
Other Loans
| Loan Type & Term | APR* |
|---|---|
| Signature | |
| 8.90% |
| Tech Gear | |
| 8.00% |
| Share Secured | |
| Share Secured Loans 3%** over Share Dividend Rate fixed at the time the loan is made |
| Platinum Secured | |
| Platinum Secured Loans 3%** over Share Dividend Rate fixed at the time the loan is made |
| MasterCard Standard | |
| 11.40% |
| MasterCard Platinum | |
| 3.90% for 6 months, then 7.90% thereafter |
*APR = Annual Percentage Rate.
Loan Rates are subject to change without notice.
**Restrictions apply based upon model year, see loan officer for details.
The rate shown is the lowest available base rate but additional discounts may be available based on relationships with LifeWay Credit Union. Your rate may be higher depending on your credit score. Approval is not based on credit score.